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financial differences and holidays

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MaryLou - 21 Dec 2005 18:50 GMT
In general, when a couple get married, how do they adjust to having come from
very different financial backgrounds?  Any ideas or comments on that?

As the one who brought very little into the marriage, i find myself feeling
strange in that personally i'm basically without income while living in a
wealthy neighborhood, nice home, surrounded by lots of things, etc.  I
brought/bring almost nothing into the marriage.  

There's nothing i *need* that i don't have (except maybe prescribed massage
therapy but at $65+/hr i don't think so - anybody out there in my area do
theraputic massage??  Your payment would be the opportunity to touch my back,
haha)   :-)

I feel it most at the holidays, as i'm sure many people's financial worries
are magnified then.

In the last few years i've had separate Christmases, one with his family and
one with mine.  This year my kids were for the first time included in the
invite to his family's Christmas, yet i don't want them to feel strange
getting my couple of cheap presents and watching their step-siblings'
expensive gift-opening extravaganza.  They're all adults, and they know i'm
not working and have tapped my "retirement" to pay for gifts this year, but
still i think it would be awkward for them.  We always had modest, simple
Christmases anyway.

I'm just not sure how to handle this.
I feel like a cheap-*ss.  I know it's the thought that counts and all that,
but i still feel like i'm being too cheap.      I'm sure my kids are fine with
it all, they are adults and i've explained it to them before, it's just me.
I'm thinking too much again.
MaryLou - 21 Dec 2005 21:35 GMT
SPEAKING of holidays.....
just back from my root canal, all numbed up and talking like a drunk..
but
my
boy
is
home from college,
and i'll be going to see him this afternoon!!!
YIPPEEEEEEEEE!!!

(ML does the happy dance once again!)
:-)  :-)  :-)  :-)  :-)
Bill in Co. - 21 Dec 2005 21:40 GMT
> SPEAKING of holidays.....
> just back from my root canal, all numbed up and talking like a drunk..
[quoted text clipped - 8 lines]
> (ML does the happy dance once again!)
> :-)  :-)  :-)  :-)  :-)

Good for you, ML!!!!
Cheryl - 22 Dec 2005 14:52 GMT
> SPEAKING of holidays.....
> just back from my root canal, all numbed up and talking like a drunk..
[quoted text clipped - 8 lines]
> (ML does the happy dance once again!)
> :-)  :-)  :-)  :-)  :-)

ML, I think you are the only person in this world that I know that can
be jumping up and down with happiness after having a root canal.

I bow humbly in your honor... ;)

Cheryl  (congrats on having your boy home!  Hug him tight)
kato - 21 Dec 2005 21:44 GMT
> I'm sure my kids are fine with it all,

Of course they are, that's what's important...so you should be too.
MaryLou - 21 Dec 2005 21:58 GMT
>> I'm sure my kids are fine with it all,
>
>Of course they are, that's what's important...so you should be too.

yep.  and i know you're right.
i just told my dentist that my son earned a full merit scholarship to berkeley
and he was like "whoa!  cool!  I went to berkeley!"  and we started talking
about that.  i'm so proud i'm beaming right now, headed out to spend some time
w/him now. :-)
filly - 22 Dec 2005 00:39 GMT
> >> I'm sure my kids are fine with it all,
> >
[quoted text clipped - 5 lines]
> about that.  i'm so proud i'm beaming right now, headed out to spend some time
> w/him now. :-)

filly here, de-lurking to say WOW!  Not usually at a loss for words, but
once again WOW!
rj - 23 Dec 2005 03:26 GMT
> >> I'm sure my kids are fine with it all,
> >
[quoted text clipped - 5 lines]
> about that.  i'm so proud i'm beaming right now, headed out to spend some time
> w/him now. :-)

Wow!

ConGRATuLAtions!

rj
saulgoode - 21 Dec 2005 22:09 GMT
> In general, when a couple get married, how do they adjust to having come from
> very different financial backgrounds?  Any ideas or comments on that?

My ex and I are fortunately from similar backgrounds and both have good
jobs, so we can afford to spoil the boy, and never had any mismatches.

My gf, tho, is stretched thinner than you should be. Her daughter is
5.5, and my son is 4.6, so neither one is old enough to understand the
monetary differences b/w our families. I don't know how her daughter
will take it. It's a tough question, esp. when they're at that magical
age. I find myself on the other side, trying to decide the proper
etiquitte rather than worrying about whether I bought enough for the
boy. I've asked gf if her daughter has everything, and offered to buy
stuff (I bought a few things, but nothing huge).

I dunno. I can't answer this question. I'm floundering b/c it's a
tough-a.s situation on both sides of the fence. Just gotta make-do, I
suppose.

> As the one who brought very little into the marriage, i find myself feeling
> strange in that personally i'm basically without income while living in a
> wealthy neighborhood, nice home, surrounded by lots of things, etc.  I
> brought/bring almost nothing into the marriage.

Oh Lord! Ring the Troll Bell. You dang evil wimmenzes, living high off
us innocent men... :)

- Saul

> There's nothing i *need* that i don't have (except maybe prescribed massage
> therapy but at $65+/hr i don't think so - anybody out there in my area do
[quoted text clipped - 18 lines]
> it all, they are adults and i've explained it to them before, it's just me.
> I'm thinking too much again.
My Own Doppleganger - 22 Dec 2005 02:26 GMT
Hmmm....5.5 & 4.6  Damn!  You gotta be an accountant or a IT Geek! :-)
(I know 'cause I'm both!)

>> In general, when a couple get married, how do they adjust to having come from
>> very different financial backgrounds?  Any ideas or comments on that?
[quoted text clipped - 47 lines]
>> it all, they are adults and i've explained it to them before, it's just me.
>> I'm thinking too much again.
You do what you do and you pay for your sins
and there's no such thing as what might have been...
that's a waste of time...drive you out of your mind...
MaryLou - 22 Dec 2005 18:08 GMT
>Oh Lord! Ring the Troll Bell. You dang evil wimmenzes, living high off
>us innocent men... :)

Oh, stop it! :-)

The first few years i lived here i paid most of my own bills and gave *him*
some cash, not the other way around, and i made barely over minimum wage.  He
lived here already and pretty much had the same bills whether he would have
met me or not.  I didn't pick out the house, neighborhood, etc.  He knew i had
no assets or great earning potential from the beginning.  He knew what he was
getting into. (no pun intended)
Rambler - 22 Dec 2005 00:03 GMT
<snip>

> I'm just not sure how to handle this.
> I feel like a cheap-*ss.  I know it's the thought that counts and all that,
> but i still feel like i'm being too cheap.      I'm sure my kids are fine with
> it all, they are adults and i've explained it to them before, it's just me.
> I'm thinking too much again.

Let me flip this around and see what your advice is to me.

I previously had good income and the presents flowed under the tree.  SO
laughs/shudders when I tell her we used to spend 2.5 ~ 3 hours opening
presents on Christmas day.

Now, I can't really afford anything.  I have all of these things that I
want to get for my kids, and I feel really bad that I can't.  I just
sent off presents to them, but the shipping alone was almost three times
the cost of the presents, and so I had to nix plans for getting them
each a game from Amazon - just didn't have the money.

I have (unwisely I'm sure) chatted about this a bit with DD2.  I've told
her that I realize that I can't get everything I want for them, but that
they are jsut excited to have stuff from Dad.

How would you suggest I deal with that ML?

Rambler
nonamedotcom - 22 Dec 2005 14:44 GMT
> <snip>
>
[quoted text clipped - 19 lines]
> her that I realize that I can't get everything I want for them, but that
> they are jsut excited to have stuff from Dad.

Two year olds are still happy to play with boxes and string.  Don't set
the bar so high!  We've all survived various financial situations; some
better than others.
Some crappy financial stuff happens in the happiest of marriages....lay
offs, downsizing, etc.  Many people live beyond their means, credit
card debt is rampant and some kids living in poverty are perfectly
content when they're loved.

I think it's really important to keep things in perspective and not:
a. blame everything on divorce
b. worry so much about what we can provide in the way of gifts and
focus more on being loving and supportive

Kids won[t remember what they got when they were 4 years old but they
surely will remember if they were loved or neglected.

> How would you suggest I deal with that ML?
>
> Rambler
Rambler - 22 Dec 2005 17:09 GMT
>><snip>
>>
[quoted text clipped - 35 lines]
> Kids won[t remember what they got when they were 4 years old but they
> surely will remember if they were loved or neglected.

Well, that's a blast.

Not sure where you got the "two year old" reference.  'DD2' means "Dear
Daughter #2.  She's currently nine years old.  so the bar changes.

Other than that, I found your comment to be surprisingly uninformed.
oops, that's 'nonamedotcom' so I guess it wasn't unsurprising at all.
Anyhoo, it was directed towards inky, so ... go piss in a pot.

Rambler
nonamedotcom - 22 Dec 2005 17:36 GMT
> >><snip>
> >>
[quoted text clipped - 37 lines]
>
> Well, that's a blast.
What's a blast?

> Not sure where you got the "two year old" reference.  'DD2' means "Dear
> Daughter #2.  She's currently nine years old.  so the bar changes.

Oops, sorry.

> Other than that, I found your comment to be surprisingly uninformed.

Sorry that you got nothing out of it.

> oops, that's 'nonamedotcom' so I guess it wasn't unsurprising at all.

Are posts judged by the name that people choose?

> Anyhoo, it was directed towards inky, so ... go piss in a pot.

Not sure why you're reacting this way?!   And who is inky?  I think you
were a tad rough on me for some reason that I don't understand.  I'm
not a troll.

> Rambler
Bill in Co. - 22 Dec 2005 19:18 GMT
>>>> <snip>
>>>>
[quoted text clipped - 7 lines]
>>>>
>>>> I previously had good income and the presents flowed under the tree.
SO
>>>> laughs/shudders when I tell her we used to spend 2.5 ~ 3 hours opening
>>>> presents on Christmas day.
>>>>
>>>> Now, I can't really afford anything.  I have all of these things that I
>>>> want to get for my kids, and I feel really bad that I can't.  I just
>>>> sent off presents to them, but the shipping alone was almost three
times
>>>> the cost of the presents, and so I had to nix plans for getting them
>>>> each a game from Amazon - just didn't have the money.
>>>>
>>>> I have (unwisely I'm sure) chatted about this a bit with DD2.  I've
told
>>>> her that I realize that I can't get everything I want for them, but
that
>>>> they are jsut excited to have stuff from Dad.
>>>
[quoted text clipped - 33 lines]
>
> Not sure why you're reacting this way?!   And who is inky?

Inky is Mary Lou

> I think you
> were a tad rough on me for some reason that I don't understand.

Because he's Rambler, and he's going thru his own "struggles".    (That's
all).     Haven't you been here long enuf to figure that one out?      LOL.
nonamedotcom - 22 Dec 2005 20:23 GMT
> >>>> <snip>
> >>>>
[quoted text clipped - 67 lines]
> Because he's Rambler, and he's going thru his own "struggles".    (That's
> all).     Haven't you been here long enuf to figure that one out?      LOL.

Nope, I guess I haven't.  I've been too busy taking the heat elsewhere
:-)
Bill in Co. - 22 Dec 2005 22:54 GMT
>>>>>> <snip>
>>>>>>
[quoted text clipped - 7 lines]
>>>>>>
>>>>>> I previously had good income and the presents flowed under the tree.
SO
>>>>>> laughs/shudders when I tell her we used to spend 2.5 ~ 3 hours opening
>>>>>> presents on Christmas day.
>>>>>>
>>>>>> Now, I can't really afford anything.  I have all of these things that I
>>>>>> want to get for my kids, and I feel really bad that I can't.  I just
>>>>>> sent off presents to them, but the shipping alone was almost three
times
>>>>>> the cost of the presents, and so I had to nix plans for getting them
>>>>>> each a game from Amazon - just didn't have the money.
>>>>>>
>>>>>> I have (unwisely I'm sure) chatted about this a bit with DD2.  I've
told
>>>>>> her that I realize that I can't get everything I want for them, but
that
>>>>>> they are jsut excited to have stuff from Dad.
>>>>>
[quoted text clipped - 44 lines]
> Nope, I guess I haven't.  I've been too busy taking the heat elsewhere
> :-)

Stick around and you'll see what I mean.     (Think of a brick wall, and
you'll get a glimpse.   :-)
Rambler - 27 Dec 2005 11:05 GMT
>>>>>>><snip>
>>>>>>>
[quoted text clipped - 105 lines]
> Stick around and you'll see what I mean.     (Think of a brick wall, and
> you'll get a glimpse.   :-)

Jingle jingle?  Heeeres ... yer pot.

Rambler
Rambler - 27 Dec 2005 11:04 GMT
>>Other than that, I found your comment to be surprisingly uninformed.
>
[quoted text clipped - 3 lines]
>
> Are posts judged by the name that people choose?

No they're are not, unless the moon is aligned with Aquarius on the
second Tuesday of every twelfth leap month followed by a solar eclipse.
 but then only on Wednesdays.

Mea culpa.  I misread your post.  How I read it at the time was "Boy,
you need to tell your two-year old to be less materialistic. This
materialism thing is just a sad demonstration of where we are today, and
your daughter is really rotten to be thinking this way."

I misread your post, and I'll again apologize.

My point was about my feelings, wanting to give my child happiness.
Being unable to do the things I would like to do (not that she requires
or that are required in general, but what I would like to do) are
stressful on me.  My point to Inky was - tell me how I deal with that
myself, and you'll probably be answering your own question.

Kids do (IMO) remember what they got, or in certain cases, didn't get
(mine being one of those cases).  My situation is, I believe, a little
more hazardous than some, because I believe that my ex sets the kids
against me.  I have heard many things coming out of their mouths that
just aren't apropos (word of the day) for kids, but fit well in a 38
year old's mouth.

Anyway, to close the loop, I agonized over what I got the kids.  It cost
me twice as much to send it as to buy it.  They were little things
-funky hats, funky socks, angels and whatnot.  They were not the special
critters that to out of three have developed an affinity for and what I
was continually asked for.

I went into my Christmas morning telephone call with a sense of dread in
hearing, "Dad, what in the h*ll were you thinking? That stuff sucked."
But, I instead got a "hey, the hat was really cool," "I loved the
socks," "those pj bottoms were fantastic" and, from the ex no less, "the
kids really liked the package you sent."

So it is nice to get a positive message from time to time, especially
when one receives so many negative ones.

>>Anyhoo, it was directed towards inky, so ... go piss in a pot.
>
> Not sure why you're reacting this way?!   And who is inky?  I think you
> were a tad rough on me for some reason that I don't understand.  I'm
> not a troll.

Yes, I was, and I'll apologize again for that.  I mis-read your post,
mis-read the intention, believe that I just had read something from
Billiam, and responded after tee many martoonies, and responded
inappropriately.  </begin Scottish brogue> *Can ya ever fergive me lass?!?*

Now excuse me while I jump down thread and tell Bill to go p*ss in a
pot. <g>

Rambler
BP - 27 Dec 2005 18:14 GMT
>I went into my Christmas morning telephone call with a sense of dread in
>hearing, "Dad, what in the h*ll were you thinking? That stuff sucked."
>But, I instead got a "hey, the hat was really cool," "I loved the
>socks," "those pj bottoms were fantastic" and, from the ex no less, "the
>kids really liked the package you sent."

WooHoo! *high-five*

BP
Rambler - 28 Dec 2005 03:13 GMT
>>I went into my Christmas morning telephone call with a sense of dread in
>>hearing, "Dad, what in the h*ll were you thinking? That stuff sucked."
[quoted text clipped - 3 lines]
>
> WooHoo! *high-five*

Yeah, I was thinking about that.  Since the exchange of email with the
ex's boyfriend two week's ago, and since he told me to basically go piss
in a pot when I asked him if he might help not to put the children in
the middle of this, I have actually heard my ex *encouraging* the
children *nicely.*  Now, this will be in part because the trial is
coming up in three weeks, and in part because she just received the
latest round of lawyers letters and I am supposing that her solicitors
are telling her to at least pull her act together for the trial, but it
is amazing the difference that a cooperative ex spouse can make.  It
again goes to underscore my belief that, while the non-resident parent
is responsible for their relationship with their kids, the resident
parent has significant sway over it and they cannot simply wash their
hands and say, "Not my problem."

Rambler
rj - 28 Dec 2005 07:32 GMT
(snip)

> I went into my Christmas morning telephone call with a sense of dread in
> hearing, "Dad, what in the h*ll were you thinking? That stuff sucked."
[quoted text clipped - 4 lines]
> So it is nice to get a positive message from time to time, especially
> when one receives so many negative ones.

<grin>

It is, indeed, isn't it?

Right at the moment, I'm expecting some pretty negative messages from
*my* daughter... the married one with kids, job, etc... because I've
spent the last several days exchanging emails with her in which I've
been telling her things that she does *not* want to hear.

sigh...

I get really tired of being a parent.

rj
Bill in Co. - 28 Dec 2005 07:37 GMT
> (snip)
>
[quoted text clipped - 13 lines]
> Right at the moment, I'm expecting some pretty negative messages from
> *my* daughter... the married one with kids, job, etc... because I've

??     Your daughter from which marriage?

> spent the last several days exchanging emails with her in which I've
> been telling her things that she does *not* want to hear.
[quoted text clipped - 4 lines]
>
> rj
rj - 23 Dec 2005 03:22 GMT
> >><snip>
> >>
[quoted text clipped - 46 lines]
>
> Rambler

Well, Rambler....

I'm not ML either.  But I think that the gist of what noname had to say
(never mind the details) is pretty correct.  Your angst is about
*you*... not about your kids.

rj
Bill in Co. - 23 Dec 2005 04:02 GMT
>>>> <snip>
>>>>
[quoted text clipped - 7 lines]
>>>>
>>>> I previously had good income and the presents flowed under the tree.
SO
>>>> laughs/shudders when I tell her we used to spend 2.5 ~ 3 hours opening
>>>> presents on Christmas day.
>>>>
>>>> Now, I can't really afford anything.  I have all of these things that I
>>>> want to get for my kids, and I feel really bad that I can't.  I just
>>>> sent off presents to them, but the shipping alone was almost three
times
>>>> the cost of the presents, and so I had to nix plans for getting them
>>>> each a game from Amazon - just didn't have the money.
>>>>
>>>> I have (unwisely I'm sure) chatted about this a bit with DD2.  I've
told
>>>> her that I realize that I can't get everything I want for them, but
that
>>>> they are jsut excited to have stuff from Dad.
>>>
[quoted text clipped - 32 lines]
>
> rj

LOL.   If that really registers, I'll eat my hat.    (don't wait up)
Rambler - 27 Dec 2005 11:06 GMT
>>>>><snip>
>>>>>
[quoted text clipped - 68 lines]
>
> LOL.   If that really registers, I'll eat my hat.    (don't wait up)

Here's your hat.  Jingle jingle.

Rambler
Rambler - 27 Dec 2005 11:06 GMT
>>>><snip>
>>>>
[quoted text clipped - 52 lines]
> (never mind the details) is pretty correct.  Your angst is about
> *you*... not about your kids.

Yes and yes.  You are correct.  Though I initially read 'angst' as
'anger' though that would probably be correct as well.

Rambler
MaryLou - 22 Dec 2005 17:35 GMT
><snip>
>
[quoted text clipped - 22 lines]
>
>How would you suggest I deal with that ML?

Well, they need to understand that it's all you can do for them right now.
(And don't make them sit thru someone else's present-opening who has tons of
stuff.)
rj - 22 Dec 2005 06:03 GMT
> In general, when a couple get married, how do they adjust to having come from
> very different financial backgrounds?  Any ideas or comments on that?
[quoted text clipped - 26 lines]
> it all, they are adults and i've explained it to them before, it's just me.
> I'm thinking too much again.
rj - 22 Dec 2005 07:20 GMT
> In general, when a couple get married, how do they adjust to having come from
> very different financial backgrounds?  Any ideas or comments on that?
[quoted text clipped - 3 lines]
> wealthy neighborhood, nice home, surrounded by lots of things, etc.  I
> brought/bring almost nothing into the marriage.

ML...

The Love and I were (and are) in a similar situation.  When we married,
it was me that had the bucks.  She had no debts and she had a bit of
savings... but comparatively it was peanuts.  She honestly worried
about this... felt, as you're saying, that she was bringing "almost
nothing into the marriage".

Then I pointed out to her that in a sense we were both bringing exactly
the same into the marriage... namely *everything* we had.  Everything.
And not just financially, either (that's the least of it) but also
emotionally, physically, spiritually.  <grin>  This of course
pre-supposes a view of the nature of "marriage" that is pretty
difficult to attain.  And in fact we are still (and always will be)
working on it.  But that's the objective, and it's an objective for our
marriage that we both share.  But since we both have this same
objective (at least), our initial financial differences seem to have
become pretty much irrelevant to both of us.

> There's nothing i *need* that i don't have (except maybe prescribed massage
> therapy but at $65+/hr i don't think so - anybody out there in my area do
[quoted text clipped - 18 lines]
> it all, they are adults and i've explained it to them before, it's just me.
> I'm thinking too much again.

This is a more difficult one because it touches strongly on *other*
issues.  It includes of course the relative financial resources that
the both of you had at marriage.  But it also includes expectations and
customs surrounding the Christmas holidays... which is a somewhat
different thing.

Personally, I'm coming to feel that the gift-giving frenzy we
customarily indulge in at Christmas is damaging.  I've got to admit
that I didn't always feel this way (except maybe theoretically) because
in years past I indulged in it as much (or more) as anyone else.  My
kids got *lots* of presents and everyone in my immediate family got at
least something from me.  It was fun.  But the more I wonder about it,
the more I worry about the side-effects of that fun.  The kids, for
instance, learn to *expect* to be given to... and to gauge their
relative worth and the degree to which they are loved by the quality
and quantity of presents they receive.  There are other problems as
well.

This year we're doing things a little bit differently for Christmas.
Part of the reason for the difference is just practical.  We live in
India and all of our relatives are in North America.  Here, it's
*difficult* to find presents that people will like, that are compact
enough to ship through the international mails, and that are *not*
likely to be stolen while in transit.  We've tried it in the past, and
we've never been really satisfied with the result.  So this year, we're
not getting people "stuff" for Christmas.  Instead, we are donating
money to a local charity here in Chennai in the names of the people to
whom we'd have ordinarily sent the "stuff".  The charity is a local
youth boarding school/hostel that serves some *very* poor people here
locally.  We know the people who run it (in fact The Love does
volunteer work there part-time) and we've met the kids.

And as far as gifts go... same goes for The Love and I.  We're not
getting each other any *thing* for Christmas, either.  <grin>  We're
giving each other our love instead.

rj
Rambler - 22 Dec 2005 17:11 GMT
> The Love and I were (and are) in a similar situation.  When we married,
> it was me that had the bucks.  She had no debts and she had a bit of
[quoted text clipped - 6 lines]
> And not just financially, either (that's the least of it) but also
> emotionally, physically, spiritually.  

And there you have it.

Rambler
MaryLou - 22 Dec 2005 17:45 GMT
>> The Love and I were (and are) in a similar situation.  When we married,
>> it was me that had the bucks.  She had no debts and she had a bit of
[quoted text clipped - 8 lines]
>
>And there you have it.

yep.
i think i have self-worth issues.
:-)
rj - 23 Dec 2005 04:41 GMT
> > The Love and I were (and are) in a similar situation.  When we married,
> > it was me that had the bucks.  She had no debts and she had a bit of
[quoted text clipped - 10 lines]
>
> Rambler

... In an attempt to achieve a degree of honesty here, I've got to say
that I wasn't only pointing this out to her.  I was pointing it out to
my *self* as well.  

rj
MaryLou - 22 Dec 2005 17:44 GMT
>Personally, I'm coming to feel that the gift-giving frenzy we
>customarily indulge in at Christmas is damaging.  I've got to admit
[quoted text clipped - 7 lines]
>and quantity of presents they receive.  There are other problems as
>well.

I agree with this.  And i don't want to change the way it's always been with
my kids.  I'm *glad* we don't have to have a 6+ hour gift opening tradition
complete with discussion of how "expensive" the gifts are.
rj - 23 Dec 2005 03:37 GMT
> >Personally, I'm coming to feel that the gift-giving frenzy we
> >customarily indulge in at Christmas is damaging.  I've got to admit
[quoted text clipped - 11 lines]
> my kids.  I'm *glad* we don't have to have a 6+ hour gift opening tradition
> complete with discussion of how "expensive" the gifts are.

LOL...

So carry on!

And if anyone has the gall to say <turning condescending voice ON>
"It's the thought that counts..." all you do is smile and agree...
because of course it's true.

rj
MaryLou - 23 Dec 2005 06:04 GMT
>And if anyone has the gall to say <turning condescending voice ON>
>"It's the thought that counts..." all you do is smile and agree...
>because of course it's true.

damned right! :-)
 
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