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Family Forum / Marriage / Divorce / August 2007Surving post divorce financial struggles....
Here's something Ive been thinking about again... almost everyone I know who has gotten a divorce struggles financially for a time afterwards. Living on one income is obviously tough and with all the issues of reduced finances and the financial tug of war and legal bills - you all know the drill. BUT, in my town there is a severe shortage of housing, especially lower cost rentals. I wonder if it would be valid to have a service that specializes in placing renters with recently separated or divorced people of the same gender, specifically for helping reduce the post divorce financial stress and so more people, typically single moms, could afford to stay in their own homes instead of being forced to downsize. It could be a win-win as lots of people here pay $500 a month for just a room in a house. I know it would have been great to have an extra $500 a month that first year. This sound feasible? Same sex renters would be imperative to prevent the new renter from becoming the rebound, but what other issues might arise? >Here's something Ive been thinking about again... almost everyone I >know who has gotten a divorce struggles financially for a time [quoted text clipped - 15 lines] >the new renter from becoming the rebound, but what other issues might >arise? Interesting idea! When I think how changeable we all tend to be when we first separate/divorce, I guess my only question would be: how would you deal with the situations where you match people and it doesn't work out? Or how do you deal with child custody situations -- can the kids stay with the parent? Lots of things to think through! Barb > On Tue, 28 Aug 2007 15:52:15 -0700, "Rodney M." > [quoted text clipped - 32 lines] > > - Show quoted text - Yeah, changing situations or kids in the midst of the tumult could be tricky, but thats the risk of renting in general. The trick might be to make sure the space was separate enough that everyone has a little privacy. What Im thinking of is maybe a single mom, husband has left, she wants to stay in the house for the sake of stability of the kids, and she's got an empty room in the basement that could be used. Add a fridge and a TV down there and some university student would be thrilled to have her own space for $100 less than normal market value, even if it means the pitter patter of little feet upstairs and a landlord who occasionally seems shell shocked. Might not work in every market but I just heard on the radio that our listings for university student rental places is 1/3 lower than past years and the students are getting desperate... just seems like desperate students combined with desperate single parents should add up to a win. > > On Tue, 28 Aug 2007 15:52:15 -0700, "Rodney M." > > [quoted text clipped - 49 lines] > getting desperate... just seems like desperate students combined with > desperate single parents should add up to a win. My ex had a couple of roommates in the house after I left -- she had a 2 BR, 1 Bath with Gameroom upstairs area that wasn't being used. Didn't turn out well. I had a roommate for about a year after I bought my house. He just moved out a few weeks ago. It was a good deal till the little sh.t quit his job and stopped paying rent... And this apt complex where I lived when I first moved out of the house was full of single moms and single dads, all recently divorced. I think the idea is valid, so long as the emotional state of the folks involved is stable -- there's your wild card. My gf moved in with a divorced friend, and after a few weeks the friend freaked, called the cops, went Reno 911 on the poor girl, screaming and kicking the cops, even turned around and successfully sued my gf for undocumented rent backpayments (she ended up paying 2x the rent). Lots of people lose it with the divorce process, don't forget that little tiddy biddy. Maybe if you shacked up college guys with lonely single moms... and vice versa, of course. ;) - Saul > Maybe if you shacked up college guys with lonely single moms... and vice > versa, of course. ;) Sounds like a porno script. Not a good idea. Ya, the 'psycho quotient' could be high for someone going through a divorce.... hmm, and Lord knows, my ex was a real drama queen in the beginning too. Maybe if they werent allowed to talk...? >> Maybe if you shacked up college guys with lonely single moms... and vice >> versa, of course. ;) Are you kidding? What serious, responsible college student is going to want to move in with a single mom and a house full of kids? Sure, those kids will stay out of my fridge, my computer, and my personal things. In my college town, the kids parents are buying $500,000 condos so their little darlings can have their own private space in a building with a doorman and a swimming pool. Why not take it a step further an have the homeless people in the street move in with the single moms. Yes... that should turn out well. > On Tue, 28 Aug 2007 18:54:54 -0700, "Rodney M." > [quoted text clipped - 8 lines] > condos so their little darlings can have their own private space in a > building with a doorman and a swimming pool. Wow. Where can I get one of those parents? :) Well, thats why I said it probably wouldnt be viable in every market, but in my city, the vacancy rate is less than one tenth of a percent, and whats left out there is pretty pricey for your 'average' renter. But that doorman/pool thing does sound good... [snip] >Yeah, changing situations or kids in the midst of the tumult could be >tricky, but thats the risk of renting in general. The trick might be [quoted text clipped - 12 lines] >getting desperate... just seems like desperate students combined with >desperate single parents should add up to a win. Well, it's worth thinking thru, Rodney -- you might be able to develop a viable business plan. And as another poster mentioned, there's the whole security thing as well; you'd need a process to vet all parties (background checks, etc.). Sounds like there's a market need, and you've got an idea -- why don't you run with it for awhile and see what happens? Barb |
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